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Health Savings Accounts

Health Savings Accounts (HSAs) are tax-exempt accounts established for paying qualified medical expenses. HSAs are designed to help individuals save for qualified medical and retiree health care expenses on a tax-free basis.  An HSA must be used in conjunction with a qualified High Deductible Health Plan (HDHP).

For 2009, qualifying HDHPs must have a minimum deductible of $1,150 for single coverage with an annual out-of-pocket maximum not exceeding $5,800. The deductible for family coverage is $2,300 and the annual out-of-pocket maximum may not exceed $11,600. For family coverage, the entire family deductible must be met before Unity will make a payment toward covered services.

These dollar amounts are indexed annually for inflation.  Unity's HSA-qualified plans include the group and individual HMO plan, and group PPO and POS plans.

HSA trustee information
Unity Health Insurance, in partnership with HSA Bank, is pleased to offer members access to Health Savings Accounts (HSAs) through HSA Bank.  HSA Bank is a national leader in HSAs, serving accountholders in all 50 states.

HSA Bank
605 N. 8th Street, Suite 320
Sheboygan, WI  53081
1-866-471-5942
www.hsabank.com

If you prefer, you may open an HSA with another qualified HSA trustee.