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Health Savings Accounts (HSAs)

Health Savings Accounts (HSAs) are tax-exempt accounts established to pay qualified medical expenses. HSAs are designed to help individuals save for qualified medical and retiree health care expenses on a tax-free basis. HSAs must be used in conjunction with a qualified High Deductible Health Plan (HDHP).

HSA Benefits

• Deposits are either pre-tax or tax-deductible
  
  
• Deposits can be invested, and interest earned is tax-deferred
  
  
• HSAs are portable and owned by you; deposits cannot be taken away
  
  
• Unspent balances carry over and can accumulate over a lifetime to be used at retirement to pay for uncovered medical expenses
  
  
• HSAs may be passed on to spousal beneficiaries tax-free if the account holder should pass away

HSA Trustee Information

Unity Health Insurance, through its partnership with HSA Bank, is pleased to offer Health Savings Accounts to members.  HSA Bank is a national leader in HSAs, serving accountholders in all 50 states.

HSA Bank
    605 N. 8th Street, Suite 320
    Sheboygan, WI  53081
    866-471-5942
    www.hsabank.com

If you prefer, you may set-up your HSA with any other qualified HSA trustee.

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